Terms of Use
Effective Date: September 28, 2026
Welcome to LuckyHalfDollar.com (“Website”), operated by J & J Consulting Group, LLC, doing business as Lucky Half Dollar (“Lucky Half Dollar,” “we,” “us,” or “our”).
By accessing or using this Website, you agree to these Terms of Use. If you do not agree with these Terms, please do not use the Website.
1. General Information
Lucky Half Dollar provides information, resources, products, and services related to personal finance, financial independence, budgeting, saving, coins and collectibles, and other related topics.
The Website may also provide information regarding our one-on-one financial coaching, coin and collectible purchasing services, online inventory, and consignment or “Sell It on eBay” services.
We reserve the right to modify, suspend, or discontinue any portion of the Website or our services at any time.
2. Financial Information Disclaimer
The financial information provided on LuckyHalfDollar.com, including articles, blog posts, podcasts, videos, social media content, calculators, examples, and other materials, is provided for general informational and educational purposes only.
Nothing on this Website should be considered individualized financial, investment, tax, accounting, or legal advice.
Financial circumstances vary from person to person. You should consider your individual circumstances and, when appropriate, consult with a qualified financial, tax, legal, or other professional before making significant financial decisions.
Any examples, projections, calculations, or discussions of investments are illustrative only. Past performance does not guarantee future results, and all investing involves risk, including the potential loss of principal.
3. Financial Coaching
Lucky Half Dollar may offer one-on-one financial coaching designed to help clients better understand topics such as budgeting, saving, spending, debt management, financial goals, and financial independence.
Financial coaching is educational in nature and should not be considered investment advisory, legal, accounting, or tax services unless specifically stated otherwise in a separate written agreement.
Clients remain solely responsible for their financial decisions and actions.
4. Coin and Collectible Purchasing
Lucky Half Dollar may offer to purchase coins, currency, precious-metal items, collectibles, and other property from individuals.
Any purchase offer is subject to our inspection and evaluation of the items. We reserve the right to accept or decline any item or transaction at our discretion.
Estimates, preliminary valuations, or opinions provided before a complete inspection are not guaranteed purchase offers.
Sellers represent that they are the lawful owners of the property being sold or otherwise have full legal authority to sell the property. Sellers may be required to provide valid identification and other information reasonably necessary to document a transaction or comply with applicable law.
By completing a sale, the seller represents that the items are not stolen, counterfeit, fraudulently obtained, or otherwise subject to another person's ownership claim.
5. Coin and Collectible Values
Information regarding the value, grade, rarity, precious-metal content, or marketability of coins and collectibles represents an opinion or estimate unless expressly stated otherwise.
Coin and collectible markets can fluctuate significantly. A purchase offer from Lucky Half Dollar may differ from retail prices, published price guides, auction results, appraisal values, or offers available from another buyer.
Unless specifically agreed in writing, an evaluation performed for the purpose of making a purchase offer is not a formal appraisal.
6. Sell It on eBay and Consignment Services
Lucky Half Dollar may provide services to assist customers with selling property through eBay or other online marketplaces.
Terms applicable to these services—including commissions, marketplace fees, payment-processing fees, shipping expenses, listing terms, minimum values, and other charges—may be provided separately when items are accepted.
We do not guarantee that an item will sell, the price an item will receive, or the amount of time required for a sale.
Transactions conducted through third-party marketplaces may also be subject to the terms, policies, fees, buyer-protection programs, and dispute-resolution procedures of those marketplaces.
7. Online Store and Inventory
LuckyHalfDollar.com may display coins, collectibles, merchandise, or other items available for purchase.
We make reasonable efforts to accurately describe items and provide appropriate photographs. Because many coins and collectibles are unique or pre-owned, minor differences in appearance, condition, toning, wear, packaging, or other characteristics may exist.
Availability is not guaranteed until an order has been accepted. We reserve the right to correct pricing, description, inventory, or typographical errors and to cancel or decline an order when reasonably necessary.
Additional terms concerning payment, shipping, returns, or refunds may be displayed during checkout or provided in a separate store policy.
8. Third-Party Websites and Services
Our Website may contain links to third-party websites, services, marketplaces, social media platforms, or other resources.
These links are provided for convenience and do not necessarily constitute an endorsement. Lucky Half Dollar does not control and is not responsible for third-party websites, their content, availability, security, privacy practices, products, or services.
Your use of third-party services is governed by their respective terms and policies.
9. Intellectual Property
Unless otherwise stated, the original content appearing on LuckyHalfDollar.com—including text, graphics, logos, branding, articles, photographs, videos, and other materials—is owned by or licensed to Lucky Half Dollar and is protected by applicable intellectual-property laws.
You may view and use Website content for your personal, noncommercial use. You may not reproduce, distribute, republish, sell, modify, or commercially exploit our original content without prior written permission.
Third-party trademarks, images, product names, and other intellectual property remain the property of their respective owners.
10. Acceptable Use
You agree not to use LuckyHalfDollar.com to engage in unlawful activity; interfere with the operation or security of the Website; attempt to gain unauthorized access to our systems or accounts; introduce malicious software or code; impersonate another person; submit false or fraudulent information; or violate the intellectual-property or other legal rights of another party.
11. No Guarantees
While we strive to provide useful and accurate information, Lucky Half Dollar does not guarantee that all Website content will always be complete, accurate, current, or error-free.
We do not guarantee any particular financial result, level of savings, investment performance, sale price, coin value, business result, or other outcome from using the Website, our educational materials, or our services.
12. Limitation of Liability
To the fullest extent permitted by applicable law, Lucky Half Dollar and J & J Consulting Group, LLC shall not be liable for indirect, incidental, special, consequential, or punitive damages resulting from your access to or use of the Website or reliance upon information provided through the Website.
Nothing in these Terms is intended to exclude or limit liability that cannot legally be excluded or limited under applicable law.
13. Privacy
Information submitted through LuckyHalfDollar.com may be handled in accordance with our Privacy Policy.
You should review the Privacy Policy to understand how personal information submitted through the Website may be collected, used, stored, and disclosed.
14. Changes to These Terms
We may update these Terms of Use periodically to reflect changes to our Website, services, business practices, or applicable requirements.
When changes are made, the updated Terms will be posted on this page with a revised effective date. Your continued use of the Website following an update constitutes acceptance of the revised Terms.
15. Governing Law
These Terms of Use shall be governed by and interpreted in accordance with the laws of the State of Connecticut, without regard to its conflict-of-law principles.
Any disputes arising from these Terms or use of the Website shall be subject to applicable state and federal laws and the jurisdiction of courts having proper jurisdiction in Connecticut.
16. Contact Us
Questions regarding these Terms of Use may be directed to:
Lucky Half Dollar
J & J Consulting Group, LLC
PO Box 562
Plantsville, CT 06479-0562
Website: LuckyHalfDollar.com
Last Updated: September 28, 2026